Step 6: Managing the Property Post-Transfer After the transfer, you will continue managing the property and fulfilling mortgage obligations: Mortgage Payments: Ensure payments are made on time to avoid default. Upkeep and Maintenance: Maintain the property to preserve its value. Step 2 – mortgage advisor.•With all of this information (including the price that your chosen estate agent thinks they can sell your property for) your mortgage advisor can then get to work and see how much you can afford. So can you sellahousewithamortgage?It’s normal practise to finish paying off amortgage at the same time as sellinga property. These steps outline how to go about it: Find Your Outstanding Loan Balance. Identifying how much of your debt is still owing is the first step. Higher mortgage rates can also inflate the cost of borrowing. The more money you need to pay in interest, the less house you’ll be able to afford. Compare current home prices to historical trends in your target area. Apply for amortgage or refinance your mortgage with Chase. View today’s mortgage rates or calculate what you can afford with our mortgage calculator . Visit our Education Center for homebuying tips and more. The first step in buying and selling properties is to get your own finances in order. Working out how much you can provide for a deposit on the new property and how much mortgage you will need is essential. Soldhouse prices provided by Land Registry/Registers of Scotland.Zoopla does not provide mortgage advice, but provides mortgage calculator tools and makes introductions to Mojo Mortgages and other firms for mortgage solutions.