Jan 30, 2026 · 401 (k) plans A 401 (k) is a feature of a qualified profit-sharing plan that allows employees to contribute a portion of their wages to individual accounts. Elective salary deferrals are excluded … Does your employer offer a 401(k), 403(b) or governmental 457(b) plan? These common retirement savings plans can help make the process of saving for retirement easier. Nov 13, 2025 · A 401 (k) is an employer-sponsored retirement plan. Tax benefits and potential employer matching contributions make 401 (k)s a wonderful way to save for retirement. Help your employees get retirement ready with powerful, easy-to-administer 401 (k) plans with Fidelity. Turn your 401 (k) into a competitive business advantage. Feb 25, 2025 · A 401 (k) is an employer-sponsored retirement plan that comes with tax benefits. There are two basic types: traditional and Roth. Here’s how they work.