An EnhancedTransferValue (ETV) exercise offers members a once-off opportunity to transfer the value of the pension, on enhanced terms, to another pension arrangement while also offering the company and trustees an opportunity to de-risk the pension scheme. Oct 24, 2025 · Thinking about leaving a company defined benefit scheme for a lump sum. Learn how enhancedtransfer values work. Apr 27, 2026 · Enhancedtransfer values can present a compelling opportunity, offering immediate access to a significant pension fund and increased flexibility. However, they also involve giving up one of the most secure forms of retirement income available. Mar 5, 2026 · The engineering group he had worked for during a 20-year career had launched an EnhancedTransferValue (ETV) exercise — offering him 118% of his standard Cash Equivalent TransferValue (CETV) to exit the final salary scheme voluntarily. May 13, 2024 · This has been designed to assist members of Defined Benefit pension schemes, if they are offered a TransferValue or EnhancedTransferValue to transfer from their scheme into a Personal Retirement Bond or similar pension vehicle. Here, we detail the rationale behind the notion of enhancedtransfer values and the factors you should consider when reviewing an offer, and how it compares to your defined benefit pension. Apr 30, 2024 · We provide a comprehensive report designed to assist members of Defined Benefit pension schemes if they are offered a TransferValue or EnhancedTransferValue, to transfer from their scheme into a Personal Retirement Bond or similar pension vehicle. Join the thousands of homeowners who’ve accessed their home equity without selling or taking out a HELOC, home equity loan, or reverse mortgage.